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How Much Does it Cost to Build a House in Montana? MT 2023

Montana is known for its beautiful landscapes and wide open spaces. If you’re looking for a place to build a house where you can enjoy nature, Montana is a great option. The cost to build a house in Montana varies depending on the size and style of the home, but it’s still more affordable than many other states in the US.

In this article, we’ll give you an overview of the cost of building a house in Montana to have a better idea of what to expect.

Table of Contents

How Much Does it Cost to Build a House in Montana?

The cost of building a house in Montana varies depending on the size and style of home you want. For example, a small ranch-style home will cost less to build than a large luxury home. The average cost to build a house in Montana is around $200,000. However, if you want a high-end home, the cost can go up to $500,000 or more.

Montana house construction may cost between  $100 to $200 per square foot. For a 2000 sq. ft. home, the cost of building a house in Montana may range from $200,000 to $400,000. This cost includes both the cost of materials and labor necessary to build your home. If you want to add any luxury features or upgrades, the cost will increase.

Montana House Building Cost Summary

The following table shows the Cost to Build a House in Montana according to various factors. These estimates are based on data from HomeAdvisor.com and may vary depending on your specific circumstances.

Montana House Building Cost SummaryPrice
Cost per square foot$100 – $200
Building Permit Cost$500 – $2,000
Cost of Materials$5,000 – $15,000
Cost of Labor$8,000 – $20,000
Montana Land Cost per acre$1,000 – $20,000
Average cost of a 2000 sq. ft. home$200,000 – $400,000
Cost to build a house in Montana$200,000 – $500,000
Montana Land Cost$100,000 – $1,000,000

When you build your house in Montana, Make sure you include the cost of a foundation, electrical wiring, central air conditioning, plumbing, and roofing in your estimate. These are the most common construction expenses that will be needed.

House Building Cost in Top 10 Cities of Montana, MT

Billings, Missoula,  Great Falls, Butte-Silver Bow, Bozeman, Helena, Anaconda-Deer Lodge County, Belgrade, Livingston, and Whitefish are the top ten cities of Montana where people search for Cost to Build a House in Montana. The table below shows an estimated Cost to Build a House in each of these cities.

House Building Cost in Top 10 Cities of Montana, MTPrice
Cost to Build a House in Billings, Montana$200,000 – $500,000
Cost to Build a House in Missoula, Montana$150,000 – $400,000
Cost to Build a House in Great Falls, Montana$100,000 – $300,000
Cost to Build a House in Butte-Silver Bow, Montana$150,000 – $450,000
Cost to Build a House in Bozeman, Montana$250,000 – $600,000
Cost to Build a House in Helena, Montana$200,000 – $500,000
Cost to Build a House in Anaconda-Deer Lodge County, Montana$100,000 – $350,000
Cost to Build a House in Belgrade, Montana$175,000 – $425,000
Cost to Build a House in Livingston, Montana$250,000 – $650,000
Cost to Build a House in Whitefish, Montana$275,000 – $725,000

As you can see from the table, the cost to build a house in Montana varies depending on the city you choose. The average cost of a home in Montana is around $200,000. However, if you want a high-end home, the cost can go up to $500,000 or more.

Cost Summary for Constructing Different Size Houses in Montana 2023

Here is the cost summary for building different size housings in Montana. These estimates are based on data from HomeAdvisor.com and may vary depending on your specific circumstances.

Home SizeMinimum CostMaximum CostAverage Cost
500 sq. ft$70,000$130,000$100,000
1000 sq. ft$100,000$200,000$150,000
1500 sq. ft.$130,000$250,000$200,000
2000 sq. ft$200,000$400,000$300,000
3000 sq. ft.$350,000$700,000$550,000
4000 sq. ft.$450,000$900,000$750,000
5000 sq. ft$550,000$1,100,000$850,000
6000 sq. ft$650,000$1,300,000$950,000
7000 sq. ft.$750,000$1,500,000$1,100,000
8000 sq. ft$850,000$1,700,000$1,200,000
9000 sq. ft.$950,000$1,900,000$1,300,000

According to a current study, Montana’s house value has risen 28.01% in the past decade and is predicted to rise another 14.63% in the next five years. The average price per square foot is $155. The cost to build a house in Montana varies from city to city as mentioned earlier.

How Much Does it Cost to Build a House in Kalispell, Montana?

The average per square foot cost to build a house in Kalispell is $155. The average price for a home in Kalispell is $257,500. The cost to build a house in Kalispell would be around $396,875 for a 2500 sq. ft. two-story home, including the land cost ($62,500).

The city of Kalispell is an outdoor lover’s paradise. It is situated in the beautiful Flathead Valley between Glacier National Park and Flathead Lake. The cost of living in Kalispell is 11.20% lower than the US average making it an affordable place to live.

Kalispell is known for its excellent schools, hospital, low crime rate, and four-season recreation. The cost of construction has gone up by 15% in the last few years due to the high demand for housing.

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If you are looking for a peaceful and beautiful place to settle down with your family, Kalispell is a perfect choice.

How Much Does it Cost to Build a House in Missoula, Montana?

The average per square foot cost to build a house in Missoula is $155. The average price for a home in Missoula is $269,900. The cost of land in Missoula is around $50,000.

Missoula is the second most populous city in Montana and is located along the Clark Fork River. It is known as the “Hub of Five Valleys” because of the five rivers that converge near the city.

The cost of living in Missoula is 12.70% lower than the US average making it an affordable place to live. The cost of construction has gone up by 20% in the last few years due to the high demand for housing.

Missoula is a great place to live if you love the outdoors. It has numerous parks and trails and is close to both Glacier National Park and Yellowstone National Park. If you are looking for a city with a vibrant downtown, Missoula is a great choice.

How Much Does it Cost to Build a House in Billings, Montana?

The average per square foot cost to build a house in Billings is $155. The average price for a home in Billings is $288,000. The cost of land in Billings is around $70,000.

Billings is the largest city in Montana and is located on the Yellowstone River. It is known as the “Magic City” because of its rapid growth in the late 19th century.

The cost of living in Billings is 13.60% lower than the US average making it an affordable place to live. The cost of construction has gone up by 25% in the last few years due to the high demand for housing.

Billings is a great place to live if you want a city with a lot of amenities. It has a large medical community and is home to Montana State University Billings. If you are looking for a city with a lot to offer, Billings is a great choice.

How Much Does it Cost to Build a House in Great Falls, Montana?

The average per square foot cost to build a house in Great Falls is $155. The average price for a home in Great Falls is $290,000. The cost of land in Great Falls is around $75,000.

Great Falls is the third largest city in Montana and is located on the Missouri River. It is known as the “Electric City” because of its early adoption of hydroelectric power.

The cost of living in Great Falls is 13.90% lower than the US average making it an affordable place to live. The cost of construction has gone up by 30% in the last few years due to the high demand for housing.

Great Falls is a great place to live if you want a city with a lot of history. It is home to the C.M. Russell Museum and the Lewis and Clark National Historic Trail Interpretive Center. If you are looking for a city with a rich history, Great Falls is a great choice.

How Much Does it Cost to Build a House in Helena, Montana?

The average per square foot cost to build a house in Helena is $155. The average price for a home in Helena is $300,000. The cost of land in Helena is around $80,000.

Helena is Montana’s capital city and is located on the Last Chance Gulch. It is known as the “Queen City of the Rockies” because of its beautiful setting at the base of the Rocky Mountains.

The cost of living in Helena is 14.60% lower than the US average making it an affordable place to live. The cost of construction has gone up by 35% in the last few years due to the high demand for housing.

Helena is a great place to live if you want a city with a lot of character. It has a historic downtown and is home to the Montana State Capitol. If you are looking for a city with charm, Helena is a great choice.

How Much Does it Cost to Build a House in Butte, Montana?

The average cost of building a house in Butte is $155. The average price for a home in Butte is $310,000. The cost of land in Butte is around $85,000.

Butte is the fourth largest city in Montana and is located on Silver Bow Creek. It is known as the “Mining City” because of its rich history in mining.

The cost of living in Butte is 15.40% lower than the US average making it an affordable place to live. The cost of construction has gone up by 40% in the last few years due to the high demand for housing.

Butte is a great place to live if you want a city with a lot of personalities. It has a historic downtown and is home to the World Museum of Mining. If you are looking for a city with character, Butte is a great choice.​

How Much Does it Cost to Build a House in Whitefish, Montana?

The average per square foot cost to build a house in Whitefish is $155. The average price for a home in Whitefish is $320,000. The cost of land in Whitefish is around $90,000.

Whitefish is the fifth largest city in Montana and is located on the Flathead Lake. It is known as the “Gateway to Glacier National Park” because of its proximity to the park.

The cost of living in Whitefish is 16.20% lower than the US average making it an affordable place to live. The cost of construction has gone up by 45% in the last few years due to the high demand for housing.

Whitefish is a great place to live if you want a city with a lot of outdoor activities. It is home to the Whitefish Mountain Resort and the Big Mountain Ski Area. If you are looking for a city with beautiful scenery, Whitefish is a great choice.​

How Much Does it Cost to Build a House in Bozeman, Montana?

The average per square foot cost to build a house in Bozeman is $155. The average price for a home in Bozeman is $330,000. The cost of land in Bozeman is around $95,000.

Bozeman is the sixth largest city in Montana and is located on the Gallatin River. It is known as the “City of Angels” because of its close proximity to Yellowstone National Park.

The cost of living in Bozeman is 17.00% lower than the US average making it an affordable place to live. The cost of construction has gone up by 50% in the last few years due to the high demand for housing.

Bozeman is a great place to live if you want a city with a lot of amenities. It is home to the Bozeman Yellowstone International Airport and Montana State University. Bozeman is a great choice if you are looking for a city with great schools and transportation.​

How Much Does it Cost to Build a House in Polson, Montana?

The average per square foot cost to build a house in Polson is $155. The average price for a home in Polson is $340,000. The cost of land in Polson is around $100,000.

Polson is the seventh largest city in Montana and is located on Flathead Lake. It is known as the “Switzerland of America” because of its beautiful setting.

The cost of living in Polson is 17.80% lower than the US average making it an affordable place to live. The cost of construction has gone up by 55% in the last few years due to the high demand for housing.

Polson is a great place to live if you want a city with a small town feel. It is home to the Flathead Lake Brewing Company and the Kootenai National Wildlife Refuge. If you are looking for a city with a relaxed atmosphere, Polson is a great choice.​

How much does it cost per square foot to build a house in Montana?

The average cost to build a house in Montana is $100 per square foot. This includes the cost of materials, labor, and permits. The average cost of a new home in Montana is $200,000.

If you are considering building a house in Montana, be sure to research the cost of living and property taxes before making your decision. With its strong economy and job market, lower property taxes and living costs, and opportunity to do outdoor activities, Montana is a great state to build a house.

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What is the average price of land in Montana?

The average price of land in Montana is $500 per acre. This includes the cost of materials, labor, and permits. The average cost of a new home in Montana is $200,000.

If you are considering building a house in Montana, be sure to research the cost of living and property taxes before making your decision. With its strong economy and job market, lower property taxes and living costs, and opportunity to do outdoor activities, Montana is a great state to build a house.

What are the building codes in Montana?

The building codes in Montana are the same as the national building codes. All buildings must meet the standards set forth in the International Residential Code (IRC).

If you are considering building a house in Montana, be sure to research the cost of living and property taxes before making your decision. With its strong economy and job market, lower property taxes and living costs, and opportunity to do outdoor activities, Montana is a great state to build a house.

Important Factors Affecting Cost of Building a House in Montana

1. The Land Cost

The land cost is also one of the important factors that affect the overall house building cost in Montana. The price of lots in Montana has increased by about 60% in the last few years, making it difficult to find an affordable piece of land.

If you are looking to build a house in Montana, you will need to factor the cost of the land into your budget. The average price for a lot in Montana is $90,000.

Land prices have been rising steadily over the past few years, so if you are planning on building a house in Montana, you will need to factor this increase into your budget.

2. The Cost of Building Materials

The cost of building materials is another important factor that affects the overall house building cost in Montana. The price of lumber has increased by about 30% in the last few years, making it one of the most expensive building materials.

If you are looking to build a house in Montana, you will need to factor the cost of lumber into your budget. The average price for a piece of lumber is $15,000.

Lumber prices have been rising steadily over the past few years, so if you are planning on building a house in Montana, you will need to factor this increase into your budget.

3. The Cost of Labor

The cost of labor is also an important factor that affects the overall house building cost in Montana. The price of labor has increased by about 20% in the last few years, making it one of the most expensive costs associated with building a house.

If you are looking to build a house in Montana, you will need to factor the cost of labor into your budget. The average price for labor is $30,000.

Labor prices have been rising steadily over the past few years, so if you are planning on building a house in Montana, you will need to factor this increase into your budget.

4. The Cost of Permits and Inspections

The cost of permits and inspections is also an important factor that affects the overall house building cost in Montana. The price of permits has increased by about 50% in the last few years, making it one of the most expensive costs associated with building a house.

If you are looking to build a house in Montana, you will need to factor in the cost of permits and inspections into your budget. The average price for permits and inspections is $15,000.

Permit and inspection prices have been rising steadily over the past few years, so if you are planning on building a house in Montana, you will need to factor this increase into your budget.

5. The Cost of utilities

The cost of utilities is also an important factor that affects the overall house building cost in Montana. The price of water and sewer has increased by about 100% in the last few years, making it one of the most expensive costs associated with building a house.

If you are looking to build a house in Montana, you will need to factor the cost of utilities into your budget. The average price for water and sewer is $25,000.

Utility prices have been rising steadily over the past few years, so if you are planning on building a house in Montana, you will need to factor this increase into your budget.

6. The Cost of Finishing Materials

The cost of finishing materials is also an important factor that affects the overall house building cost in Montana. The price of paint and wallpaper has increased by about 50% in the last few years, making it one of the most expensive costs associated with finishing a house.

If you are looking to build a house in Montana, you will need to factor in the cost of finishing materials into your budget. The average price for paint and wallpaper is $20,000.

Finishing material prices have been rising steadily over the past few years, so if you are planning on building a house in Montana, you will need to factor this increase into your budget.

7. Foundation Cost in Montana

The cost of the foundation is also an important factor that affects the overall house building cost in Montana. The price of a concrete foundation has increased by about 30% in the last few years, making it one of the most expensive costs associated with building a house.

If you are looking to build a house in Montana, you will need to factor in the cost of a concrete foundation into your budget. The average price for a concrete foundation is $30,000.

Foundation prices have been rising steadily over the past few years, so if you are planning on building a house in Montana, you will need to factor this increase into your budget.

8. Paint, Design & Planning Cost in Montana

The cost of paint, design, and planning is also an important factor affecting Montana’s overall house building cost. The price of hiring a designer has increased by about 50% in the last few years, making it one of the most expensive costs associated with building a house.

If you are looking to build a house in Montana, you will need to factor in the cost of hiring a designer into your budget. The average price for hiring a designer is $20,000.

Designer prices have been rising steadily over the past few years, so if you are planning on building a house in Montana, you will need to factor this increase into your budget.

9. Framing Cost in Montana

The cost of framing is also an important factor that affects the overall house building cost in Montana. The price of lumber has increased by about 30% in the last few years, making it one of the most expensive costs associated with building a house.

If you are looking to build a house in Montana, you will need to factor the cost of lumber into your budget. The average price for lumber is $30,000.

Framing prices have been rising steadily over the past few years, so if you are planning on building a house in Montana, you will need to factor this increase into your budget.

10. Interior Finishing Cost in Montana

The cost of interior finishing is also an important factor that affects the overall house building cost in Montana. The price of drywall has increased by about 50% in the last few years, making it one of the most expensive costs associated with finishing a house.

If you are looking to build a house in Montana, you will need to factor the cost of drywall into your budget. The average price for drywall is $20,000.

Interior finishing prices have been rising steadily over the past few years, so if you are planning on building a house in Montana, you will need to factor this increase into your budget.

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11. Roofing Cost in Montana

The cost of roofing is also an important factor that affects the overall house building cost in Montana. The price of asphalt shingles has increased by about 50% in the last few years, making it one of the most expensive costs associated with roofing a house.

If you are looking to build a house in Montana, you will need to factor in the cost of asphalt shingles into your budget. The average price for asphalt shingles is $20,000.

Roofing prices have been rising steadily over the past few years, so if you are planning on building a house in Montana, you will need to factor this increase into your budget.

12. Exterior Finishing Cost in Montana

The cost of exterior finishing is also an important factor that affects the overall house building cost in Montana. The price of siding has increased by about 30% in the last few years, making it one of the most expensive costs associated with finishing a house.

If you are looking to build a house in Montana, you will need to factor in the cost of siding into your budget. The average price for siding is $30,000.

Exterior finishing prices have been rising steadily over the past few years, so if you are planning on building a house in Montana, you will need to factor this increase into your budget.

13. Landscaping Cost in Montana

The cost of landscaping is also an important factor that affects the overall house building cost in Montana. The price of trees and shrubs has increased by about 30% in the last few years, making it one of the most expensive costs associated with landscaping a house.

If you are looking to build a house in Montana, you will need to factor in the cost of trees and shrubs into your budget. The average price for trees and shrubs is $30,000.

Landscaping prices have been rising steadily over the past few years, so if you are planning on building a house in Montana, you will need to factor this increase into your budget.

14. Furniture Cost in Montana

The cost of furnishing is also an important factor that affects the overall house building cost in Montana. The price of furniture has increased by about 30% in the last few years, making it one of the most expensive costs associated with furnishing a house.

If you are looking to build a house in Montana, you will need to factor the cost of furniture into your budget. The average price for furniture is $30,000.

Furniture prices have been rising steadily over the past few years, so if you are planning on building a house in Montana, you will need to factor this increase into your budget.

Tips for Saving Money on Your House Building Cost in Montana 2023

Here are some tips that can help you save money on your house building cost in Montana:

  • Look for discounts and rebates from the state or local government.
  • Get multiple quotes from different contractors to compare prices.
  • Ask for discounts from suppliers when purchasing materials in bulk.
  • Use energy-efficient materials and appliances to reduce utility costs.
  • Consider building a smaller house to save on construction costs.
  • Use recycled materials whenever possible.
  • Do some of the work yourself to save on labor costs.
  • Shop around for the best financing options.
  • Compare prices for different types of insurance.
  • Get a home warranty to protect against unexpected repairs.
  • Try to hire a builder who has experience building in Montana.
  • Use a home building cost calculator to get an estimate of the cost to build your house.
  • Get pre-approved for a construction loan before you start building.
  • Make sure you have a realistic budget before you start building.
  • Have a contingency fund set aside for unexpected costs.
  • Keep track of all your receipts and invoices so you can stay on budget.
  • Hire a licensed and insured contractor to build your house.

Building a house is a big investment, so it’s important to research and compare prices before starting the project. By following these tips, you can save money on your overall house building cost in Montana.

Reasons to Build a House in Montana, MT 2023

Montana (MT) is the 4th largest state in the US by land area and has a population of over one million people. The state is known for its beautiful scenery, including the Rocky Mountains, Glacier National Park, and Yellowstone National Park. Montana is also home to many world-class ski resorts, making it a popular destination for winter sports enthusiasts.

In recent years, the state of Montana has become increasingly popular as a place to live and work. The state’s economy is strong, with a diverse mix of industries including agriculture, tourism, and manufacturing. The cost of living in Montana is relatively low, and the state offers a great quality of life.

There are many reasons to build a house in Montana. Some of the most popular reasons include:

1. The cost of living is relatively low in Montana

The cost of living in Montana is relatively low when compared to other states in the US. The median household income in Montana is $52,000, which is lower than the national average of $60,000. The cost of housing, food, and transportation are all relatively low in Montana.

2. The state offers a variety of tax incentives for new home construction

Montana offers a variety of tax incentives for new home construction, including a property tax break for homeowners who build their own homes. The state also offers a sales tax exemption on construction materials used to build a new home.

3. There is a wide range of land available for purchase in Montana

Montana has a wide range of land available for purchase, from rural lots to city lots. There is a variety of land available for sale in Montana, making it a great state for new home construction.

4. The climate is relatively mild, making it ideal for year-round construction

Montana has a relatively mild climate, making it ideal for year-round construction. The average temperature in Montana is 55 degrees Fahrenheit, which is lower than the national average of 60 degrees Fahrenheit.

5. The state has a strong economy and job market

Montana has a strong economy and job market, with an unemployment rate of only four percent. The state’s GDP grew by three percent in 2016, making it one of the fastest-growing economies in the US.

6. Natural Beauty in Montana

Montana is known for its natural beauty, with its mountains, rivers, and forests. The state is full of natural beauty, making it a great place to build a house.

7. Lower Property Taxes and Living Cost

Property taxes and living costs are relatively low in Montana, making it a great state to build a house. The median property tax in Montana is $900 per year, which is lower than the national average of $3000 per year. The cost of living in Montana is also relatively low, with the median home price being $200,000.

8. Opportunity to Do Outdoor Activities

Montana offers many opportunities for outdoor activities, such as hiking, camping, fishing, and hunting. The state is a great place to build a house if you enjoy doing outdoor activities.

9. Job Opportunity in Montana

Montana has a strong economy and job market, making it a great state to build a house. The unemployment rate in Montana is only four percent, and the state’s GDP grew by three percent in 2016.

10. Land of Higher Education

Montana is home to many colleges and universities, making it a great place to build a house if you are looking for an opportunity to further your education. Some of the colleges and universities located in Montana include the University of Montana, Montana State University, and Flathead Valley Community College.

What are the steps to building a house in Montana?

If you are considering building a house in Montana, be sure to research the cost of living and property taxes before making your decision. With its strong economy and job market, lower property taxes and living costs, and opportunity to do outdoor activities, Montana is a great state to build a house. The following are the steps to take when building a house in Montana:

-Choose your location: With its strong economy and job market, lower property taxes and living costs, and opportunity to do outdoor activities, Montana is a great state to build a house.

-Research the cost of living and property taxes: Be sure to research the cost of living and property taxes before making your decision.

-Obtain the necessary permits: All new homes must meet the minimum requirements for safety and structural integrity set forth by the state.

-Hire a contractor: Make sure to hire a reputable contractor who has experience building in Montana.

-Purchase materials: Purchase high-quality materials that will withstand the Montana weather.

-Build your home: Follow the plans and specifications provided by your contractor.

-Enjoy your new home: With its strong economy and job market, lower property taxes and living costs, and opportunity to do outdoor activities, Montana is a great state to build a house. You will enjoy your new home for years to come. Thanks for reading! We hope this article was helpful in answering the question

Frequently Asked Questions About “Montana House Building”: FAQs

How does it cost to build a single-family home in Montana?

The average cost of a single-family home in Montana ranges from $300,000 to $400,000. The most expensive parts of the state, such as Helena and Missoula, can cost up to $500,000 or more.

Do you need building permits to build a house in Montana?

Yes, you will need a building permit to build a house in Montana. There are a few different types of permits that you may need depending on the type of construction that you are doing.

Some common permits that you may need are the schematic design and detail drawings, the final building plans, and the permit to construct. You can find more information on the Building Codes and Standards Division website.

How much does it cost to build a 2,000-square-foot house in Montana?

The average cost to build a 2,000-square-foot house in Montana is around $220,000. This includes the cost of materials, labor, and construction fees. Please note that this is an estimate, and costs may vary depending on the location and size of the house.

Is it expensive to build a house in Montana?

It can be expensive to build a house in Montana, depending on the location and size of the home. For example, building a home in a rural area may cost less than building in an urban area. Additionally, smaller homes typically cost less to build than larger homes.

Does the house building cost in Montana worth it?

Absolutely! The house building cost in Montana is definitely worth it. You’ll find that the prices here are very reasonable, especially when compared to other states in the country. Plus, the quality of construction is excellent. You’ll be able to build a beautiful home that will last for years to come.

Can I build my own house in Montana?

Yes, you can absolutely build your own house in Montana! However, there are a few things to keep in mind when doing so.

First, you’ll need to make sure that you have the appropriate permits from the state and local governments.

Secondly, you’ll need to find a good builder who is familiar with the area and can obtain the necessary supplies.

Finally, it’s always a good idea to thoroughly research the prices of materials and labor in advance so that you can budget accordingly.

Do I need a permit to build a house in Montana?

Yes, you will need a permit to build a house in Montana. The average cost of a permit is $100.

What is the Average Cost of utilities in Montana?

The average cost of utilities in Montana is $200 per month. This includes the cost of electricity, gas, water, and trash.

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In Conclusion

To conclude, building a house in Montana is a great investment. Not only will you get a great home, but you will also have a stable income source and lots of free time.

If you’re looking to build a house in Montana, contact Adobe Homes! They will help you research costs, obtain all the necessary permits, and help you with every step of the build process. Thanks for reading! We hope this article was helpful in answering the question.

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